Bankruptcy can be an education on what to do, and not to do, with your finances. Unfortunately, many have the wrong perspective on what bankruptcy can do: often it’s thought bankruptcy will solve everything or that it will do nothing. If you’re confused about how bankruptcy can help, as many are, read on for ways to get help for successfully filing bankruptcy.
Where To Go?
You can go a variety of places for information on bankruptcy. We’ll be going over many. You can go online, read up on books, and perhaps the best way – consult with a Texas bankruptcy lawyer.
What To Do?
Should you file Chapter 7 or Chapter 13 bankruptcy? What are the differences? Can you file a second time? What about losing your home? These are some complex questions. We answer many of them on the Higgins and Associates Blog, where you can find fact based legal information designed to give you a quick education.
Why Online?
Online is where you get some of the most relevant, up-to-date, and informative documents. However, there are some down sides. You can’t always tell what’s relevant, what’s up-to-date, and what can really help you. Just as high school and college students are warned of citing sources online in their assignments, you should be warned too. Be sure you are reading from a reputable source. How do you do that? Ask for recommendations online, go to actual lawyer sites, and look over how updated the content really is. For example, NOLO.com is a very relevant, informative, and up-to-date source for law topics, especially when it comes to bankruptcy. This blog is another reputable source.
Why Books?
Books may seem to be less helpful than web sites. This is because they are out of date, sometimes, the moment they come out. However, the best books are revised and updated. Just as you should have book sources for a college paper, you should have book information if you plan to file bankruptcy. Most of the basic facts change little. If you get an eBook, it may be a very best resource to help you successfully file. While the web is easier, for complex issues such as tax issues, mortgage laws, and more, books can be very helpful.
The Very Best Way to Get Help
Likely the most informative education you’ll ever get on any legal subject is the one a lawyer gives you. In terms of bankruptcy, a lawyer cannot be undervalued. He or she can help you with eligibility, the differences in filing Chapter 7 and Chapter 13 bankruptcy, if joint bankruptcy is best for you, what debts you’ll be able to discharge, what assets you can keep, and much, much more. That’s not to say all lawyers are helpful, nor should you go out and just hire the first one you find. But if you base hiring a lawyer on his or her experience, references, availability, and helpfulness, it can be the big first step to financially stability.
